Employee Benefits

White Peterson handles a variety of employer-employee matters involving both ERISA and non-ERISA benefits. Work with defined contribution profit-sharing, pension and 401(k) plans in the qualified plan area, together with work in the non-qualified area, such as with deferred compensation arrangements and employment agreements, is provided to our clients. In the retirement plan area, we deal with issues such as eligibility, coverage and minimum participation requirements, nondiscrimination, deduction limits, Section 415 limits, vesting, distributions, taxation, QDROs, anti-assignment provisions, joint and survivor requirements and consents, participant loans, prohibited  transactions, fiduciary responsibility, plan amendments and restatements, leased employees and related-employer matters, top-heavy requirements, plan terminations, plan reporting and disclosure, Section 457 plans, IRAs (traditional and Roth), SIMPLE IRAs, and SEPs. In addition, we work with Section 125 cafeteria plans, which  may include employee and dependent accident and health plans and related HIPAA issues, self-insured medical reimbursement plans using flexible spending arrangements (FSAs), disability benefits, group term life insurance, dependent care assistance plans and vacation accounting requirements.